.vf *,.vf :before,.vf :after{box-sizing:border-box;margin:0;padding:0}.vf{--green:#7cc62a;--green-dark:#6ab520;--green-light:#e8f5d0;--navy:#1a2b5a;--gray:#f4f6f0;--muted:#7a8aaa;--radius:14px;--shadow:0 8px 40px #1a2b5a1a;background:var(--gray);flex-direction:column;justify-content:flex-start;align-items:center;min-height:100vh;padding:0 0 60px;display:flex}.vf-topbar{background:var(--navy);justify-content:space-between;align-items:center;width:100%;margin-bottom:48px;padding:14px 80px;display:flex}.vf-logo{color:#fff;letter-spacing:-.5px;font-size:22px;font-weight:900}.vf-logo span{color:var(--green)}.vf-topbar-note{color:#89c;align-items:center;gap:6px;font-size:12px;display:flex}.vf-topbar-note:before{content:"🔒"}.vf-form-header{text-align:center;margin-bottom:36px;padding:0 20px}.vf-form-header .vf-badge{background:var(--green);color:#fff;letter-spacing:1.5px;text-transform:uppercase;border-radius:20px;margin-bottom:14px;padding:5px 14px;font-size:11px;font-weight:800;display:inline-block}.vf-form-header h1{color:var(--navy);margin-bottom:10px;font-size:32px;font-weight:900;line-height:1.2}.vf-form-header h1 span{color:var(--green)}.vf-form-header p{color:var(--muted);font-size:15px;font-weight:600}.vf-progress-wrap{width:100%;max-width:560px;margin-bottom:28px;padding:0 20px}.vf-progress-steps{justify-content:space-between;align-items:center;margin-bottom:10px;display:flex}.vf-prog-step{flex-direction:column;flex:1;align-items:center;gap:5px;display:flex;position:relative}.vf-prog-step:not(:last-child):after{content:"";z-index:0;background:#dde4f0;width:100%;height:3px;transition:background .4s;position:absolute;top:18px;left:50%}.vf-prog-step.done:not(:last-child):after{background:var(--green)}.vf-prog-dot{color:#9ac;z-index:1;background:#dde4f0;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:13px;font-weight:800;transition:all .3s;display:flex;position:relative}.vf-prog-step.active .vf-prog-dot{background:var(--navy);color:#fff;box-shadow:0 0 0 5px #1a2b5a1f}.vf-prog-step.done .vf-prog-dot{background:var(--green);color:#fff}.vf-prog-label{color:#9ac;text-transform:uppercase;letter-spacing:.8px;text-align:center;font-size:10px;font-weight:700;transition:color .3s}.vf-prog-step.active .vf-prog-label{color:var(--navy)}.vf-prog-step.done .vf-prog-label{color:var(--green)}.vf-progress-bar-wrap{background:#dde4f0;border-radius:99px;height:4px;overflow:hidden}.vf-progress-bar{background:var(--green);border-radius:99px;height:100%;transition:width .5s cubic-bezier(.4,0,.2,1)}.vf-form-card{box-shadow:var(--shadow);background:#fff;border-radius:20px;width:100%;max-width:560px;margin:0 20px;padding:40px 44px 36px;position:relative;overflow:hidden}.vf-form-card:before{content:"";background:linear-gradient(90deg, var(--navy), var(--green));height:5px;position:absolute;top:0;left:0;right:0}.vf-step-title{color:var(--navy);margin-bottom:6px;font-size:20px;font-weight:900;line-height:1.3}.vf-step-sub{color:var(--muted);margin-bottom:28px;font-size:14px;line-height:1.5}.vf-options-grid{gap:10px;display:grid}.vf-options-grid.cols2{grid-template-columns:1fr 1fr}.vf-options-grid.cols1{grid-template-columns:1fr}.vf-opt-btn{border-radius:var(--radius);cursor:pointer;color:var(--navy);text-align:left;background:#fff;border:2px solid #e0e8f5;align-items:center;gap:14px;width:100%;padding:14px 18px;font-size:14px;font-weight:700;transition:all .18s;display:flex;position:relative}.vf-opt-btn:hover,.vf-opt-btn.selected{border-color:var(--green);background:var(--green-light)}.vf-opt-btn.selected:after{content:"✓";background:var(--green);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:22px;height:22px;font-size:11px;display:flex;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.vf-opt-icon{flex-shrink:0;font-size:22px}.vf-opt-text strong{font-size:14px;font-weight:800;display:block}.vf-opt-text span{color:var(--muted);font-size:12px;font-weight:600}.vf-input-group{margin-bottom:16px}.vf-input-group label{color:var(--navy);text-transform:uppercase;letter-spacing:.8px;margin-bottom:6px;font-size:12px;font-weight:800;display:block}.vf-input-group input,.vf-input-group select{width:100%;color:var(--navy);appearance:auto;background:#fff;border:2px solid #e0e8f5;border-radius:10px;padding:12px 16px;font-family:inherit;font-size:15px;transition:border-color .2s}.vf-input-group input:focus,.vf-input-group select:focus{border-color:var(--green);outline:none}.vf-input-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.vf-privacy-check{align-items:flex-start;gap:10px;margin-top:18px;display:flex}.vf-privacy-check input[type=checkbox]{width:18px;height:18px;accent-color:var(--green);flex-shrink:0;margin-top:2px}.vf-privacy-check label{color:var(--muted);cursor:pointer;font-size:12px;line-height:1.5}.vf-privacy-check a{color:var(--green)}.vf-btn-next{background:var(--green);color:#fff;letter-spacing:.5px;cursor:pointer;border:none;border-radius:12px;justify-content:center;align-items:center;gap:10px;width:100%;margin-top:24px;padding:16px;font-family:inherit;font-size:15px;font-weight:800;transition:background .2s;display:flex}.vf-btn-next:hover{background:var(--green-dark)}.vf-btn-next:disabled{cursor:not-allowed;background:#ccc}.vf-btn-back{cursor:pointer;color:var(--muted);text-align:center;background:0 0;border:none;width:100%;margin-top:12px;font-family:inherit;font-size:13px;font-weight:700;transition:color .2s;display:block}.vf-btn-back:hover{color:var(--navy)}.vf-trust-row{border-top:1px solid #eef1f8;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px;margin-top:28px;padding-top:24px;display:flex}.vf-trust-item{color:var(--muted);align-items:center;gap:6px;font-size:12px;font-weight:700;display:flex}.vf-trust-item span{font-size:16px}.vf-success-icon{background:var(--green-light);border-radius:50%;justify-content:center;align-items:center;width:80px;height:80px;margin:0 auto 20px;font-size:38px;display:flex}.vf-success-title{color:var(--navy);margin-bottom:10px;font-size:24px;font-weight:900}.vf-success-text{color:var(--muted);margin-bottom:28px;font-size:15px;line-height:1.6}.vf-success-steps{background:var(--gray);text-align:left;border-radius:14px;margin-bottom:20px;padding:20px 24px}.vf-success-steps h4{color:var(--navy);text-transform:uppercase;letter-spacing:1px;margin-bottom:14px;font-size:13px;font-weight:800}.vf-success-step-item{color:var(--navy);align-items:center;gap:12px;margin-bottom:10px;font-size:14px;font-weight:700;display:flex}.vf-success-step-item:last-child{margin-bottom:0}.vf-s-num{background:var(--navy);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:26px;height:26px;font-size:12px;font-weight:800;display:flex}.vf-disq-icon{margin-bottom:16px;font-size:56px}.vf-disq-title{color:var(--navy);margin-bottom:10px;font-size:22px;font-weight:900}.vf-disq-text{color:var(--muted);margin-bottom:24px;font-size:14px;line-height:1.6}.vf-disq-cta{background:var(--green);color:#fff;cursor:pointer;border:none;border-radius:10px;align-items:center;gap:8px;padding:14px 28px;font-size:14px;font-weight:800;text-decoration:none;display:inline-flex}.vf-loading-overlay{z-index:999;background:#ffffffd9;flex-direction:column;justify-content:center;align-items:center;gap:16px;display:none;position:fixed;inset:0}.vf-loading-overlay.show{display:flex}.vf-spinner{border:4px solid #dde4f0;border-top-color:var(--green);border-radius:50%;width:44px;height:44px;animation:.8s linear infinite vf-spin}@keyframes vf-spin{to{transform:rotate(360deg)}}.vf-loading-text{color:var(--navy);font-size:15px;font-weight:700}.vf-step-content-centered{text-align:center}@media (max-width:1024px){.vf-topbar{padding:14px 48px}}@media (max-width:600px){.vf-topbar{padding:12px 24px}.vf-topbar-note{display:none}.vf-form-header h1{font-size:26px}.vf-form-card{margin:0 12px;padding:28px 20px 24px}.vf-input-row,.vf-options-grid.cols2{grid-template-columns:1fr}}